Douglas Financial Services, LLC. (DFS), we take planning for your retirement very seriously. We have geared our practice to focus on your needs. Answer the following questions:

	At what age do you want to retire?
	Are you looking forward to the day you retire?
	What do you want to do in your retirement: have more time to travel, spend with family and friends, enjoy new hobbies, or increase your volunteer work?
	Does the thought of retirement make you slightly uneasy;
	Are you unsure if you will have enough money to stop working?

Being able to retire when you want and living comfortably is a dream for many Americans, and its DFS goal to help you reach it. We help your create a solid financial plan which help you have enough income to retire and meet your life goals.

Social Security payments alone will not be enough for most of us to retire comfortably. In 2006 the maximum Social Security monthly benefit payable to a worker retiring at age 65 was $2,053, (age 65 plus eight months) while the average monthly benefit was $1,002 (www.ssa.gov/cola/facts2006.htm).

As you plan for retirement, keep in mind that the average American life expectancy is 74.8 years for men and 80.1 years for women. The “average” person who retires at age 65 looks forward to another 14 to 18 years of life. You need a financial plan to manage your life and meet your long term goals. At Douglas Financial Services we consider the following factors when we work with our client to develop the right financial plan.

	The lifestyle you want during retirement
	Your current financial situation
	Your financial risk profile

To learn more about how our proven program can help build your financial legacy, contact us for a consultation.

Securities offered through Registered Investment Advisory of Cadaret, Grant & Co. Inc. Member FINRA/SIPC  3350 Riverwood Pkwy, Suite 1900, Atlanta, GA 30339, (404) 505-7165, EA Douglas Financial Services, LLC  and Cadaret Grant & Co. Inc. are separate entities.